5 Gives

The year’s about to end, and for me, Q4 means it is once again time to fork over the cash and make my annual life insurance premium payment. I got a five-year payment deal, and I’m on my fourth year. One more year to go, after which I’ll probably take out another policy anyway. I need to make sure dah Missuz and my little princess will do OK should anything happen to me. One question, though: Isn’t the term life insurance a bit misleading? I mean (in a morbid, twisted kind of way), after all, policy holders get paid to die and not to live. So shouldn’t it then be called death insurance?